Motor Insurance

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Motor Insurance

The statistics of road accidents in India is alarming. Even an experienced driver is not impervious to the perils of driving. A motor insurance not only covers personal damages, but also the costs arising from damages to third party. Vehicles are among the heaviest investments of an individual. For a fixed amount of premium, vehicle insurance will mitigate all financial risks that could arise from operating your vehicle. Motor insurance includes insurance for Private Car, Two Wheelers and Commercial Vehicles carrying Passengers and Goods.

Motor Insurance policy cover
1. Own damage to the vehicle caused by:
• Accident external means
• Burglary, housebreaking or theft
• Fire, explosion, self-ignition, lighting
• Terrorism, riots, strike or malicious act
• Transit by road, rail, inland waterway, lift
• Earthquake, flood, storm, landslide, rockslide
• NCB and NCB Protection
• Emergency Assistance
2. Personal accident cover: ​
- Which covers the cost of medical treatments of the passengers in the vehicle in the event of an accident.
3. Third Party Legal Liability:

• Accidental death or injury to any third party
• Any damage to property owned by third party
4. Add-on Covers:
• Emergency Assistance
• Nil depreciation
• Engine and Gearbox Protection
• Consummables Cover
• Tyre Protection
• Key Loss Protection
• NCB Protector
Motor Insurance Policy excludes
General aging, wear and tear
Damage by a person driving without a valid license
Mechanical or electrical breakdown, failure
Damage by a person driving under the influence of liquor or drugs
Depreciation, any consequential loss
Loss/damage attributable to war, mutiny, nuclear risks
Damage to tyres and tubes, unless damaged during an accident
Loss/damage outside India
Damage to a vehicle given on rent/hire basis
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          Start a fast, free auto insurance quote with Ahalia Insurance. We help you find any insurance coverages that are right for you, so you’re not paying for anything you don’t want!

          Facing any problem to get a quote!

          Call: +91 90723 66668

          How to start a career in insurance?

          The joining process is easy and is done online. You just have to register with AIBPL and furnish your KYC documents.

          Thereafter, you would have to undergo a simple training module of 15 hours as per the guidelines specified by the Insurance Regulatory and Development Authority of India (IRDAI). The training modules are simple and imparted through educational videos. You can even access the modules on your Smartphones and complete the training as per your convenience.

          Head office address:

          Ahalia Insurance Brockers Pvt. Ltd. 1st Floor, Beejay Tower, Door No. 66/598, Rajaji Road, Kochi, Kerala - 682 035

          Call for help:

          Phone : +91 484 401 9797
          +91 90723 66668

          Mail for information:

          info@ahaliainsurance.com